Mortgage Types 101

Get to know the important basics before you choose your mortgage. You have to be sure you select what is most important to you – lower rates or flexibility. Before you choose a mortgage, take some time to study mortgage types: Closed Mortgage: If you want consistency with respect to rates and the length of [...]

By |2023-11-22T11:36:51-05:00November 22nd, 2023|General, home, mortgage|0 Comments

6 Things for Co-Signers to Consider.

Are you thinking about co-signing on a loan? If you’re looking to help out a family member or loved one, this is a great way to do that as a co-signer can help overcome stress testing and borrowing limits. However, it is important to be aware of the implications when co-signing on any loan. [...]

By |2023-11-07T11:37:27-05:00November 7th, 2023|Financial, General, mortgage, tips|0 Comments

Going away? Vacation checklist for your home.

Whether you’re jetting off to sunshine and warm sand, an international adventure, or a weekend getaway, before you go there are a few things you can do to protect your home while you’re away! Unplug all electronics and appliances: To reduce energy costs while you are traveling (and mitigate any risk of unexpected fires), it [...]

By |2023-09-25T15:51:32-04:00September 25th, 2023|General, home, tips|0 Comments

Avoiding a Fall Financial Storm!

A July 7 report from Statistics Canada on the financial state of Canadians says that, “Middle-income earners were affected most by inflationary pressures over the last year, as they spent an average of $1,306 more than they earned in income in the first quarter of 2023, while they had positive net saving of $521 in the [...]

By |2023-09-25T15:52:52-04:00September 25th, 2023|Financial, General, home, mortgage, tips, Uncategorized|0 Comments

What do Your Teenagers Need to Know about Money?

As adults, we all know the critical importance of managing money wisely and the impact our financial situation has on our overall well-being. As parents we do our best, but there are plenty of life lessons we need to teach our kids, and personal finance doesn’t always top the list. We may also not [...]

By |2023-09-05T16:01:05-04:00September 5th, 2023|Financial, General, home, mortgage, tips|0 Comments

Mortgage Portability

When it comes to getting a mortgage, one of the more overlooked elements is the option to be able to port the loan down the line. Porting your mortgage is an option within your mortgage agreement, which enables you to move to another property without having to lose your existing interest rate, mortgage balance [...]

By |2023-09-05T15:27:50-04:00September 5th, 2023|Financial, General, home, mortgage|0 Comments

Market Beware: Subject Free Offers

When it comes to purchasing a home, most offers include conditions or subjects, which are requirements or criteria to be met before the sale can be finalized and the property is transferred. Some of the most common subjects include: Financing approval Home inspection Fire/home insurance protection Strata document review if appliable The purpose of [...]

By |2023-08-17T14:00:30-04:00August 17th, 2023|General, home, mortgage|0 Comments

What insurance protection does your new home need?.

With interest rate hikes on pause, more buyers are coming off the sidelines and looking to enter the market. Prices are high, so protecting your investment and your home is more important than ever. What insurance will you need to protect your new home? A quick Google search will turn up entries for title [...]

By |2023-07-19T10:23:55-04:00July 19th, 2023|General, home, mortgage|0 Comments

After You Buy – Closing Tips.

Now that you have finished signing your mortgage paperwork and getting the keys to your first home, there are a few things to keep in mind after you buy to protect your investment and ensure future financial success! Maintaining your home and protecting your investment: Becoming a homeowner is a major responsibility. It’s up to [...]

By |2023-06-28T11:56:09-04:00June 28th, 2023|General, mortgage, tips|0 Comments

Mortgage Pre-Approval vs. Pre-Qualification

When it comes to getting a mortgage, there are a few things you can do in advance to make the mortgage process easier! getting pre-qualified The purpose of mortgage pre-qualification is to help you get a general idea of what you can afford when shopping for your new home. Pre-qualification will take your own [...]

By |2023-04-26T14:45:08-04:00April 26th, 2023|Financial, General, home, mortgage|0 Comments
Go to Top