Avoid Costly Mistakes When Building a New Home.

Building a new home is a super exciting endeavor as you opt to create the perfect space for you and your family. However, building a home is not without its costs and potential surprises… to mitigate bumps on your homebuilding journey and avoid costly mistakes, consider the following tips: Set a Realistic Budget When [...]

By |2024-01-08T16:23:22-05:00January 8th, 2024|home, mortgage, tips|0 Comments

My Mortgage Toolbox

What can you do with my mortgage toolbox app: Calculate your total cost of owning a home Estimate the minimum down payment you need Calculate Land transfer taxes and the available rebates Calculate the maximum loan you can borrow Stress test your mortgage Estimate your Closing costs Compare your options side by side Search [...]

By |2023-11-07T11:50:41-05:00November 7th, 2023|mortgage, tips|0 Comments

6 Things for Co-Signers to Consider.

Are you thinking about co-signing on a loan? If you’re looking to help out a family member or loved one, this is a great way to do that as a co-signer can help overcome stress testing and borrowing limits. However, it is important to be aware of the implications when co-signing on any loan. [...]

By |2023-11-07T11:37:27-05:00November 7th, 2023|Financial, General, mortgage, tips|0 Comments

Going away? Vacation checklist for your home.

Whether you’re jetting off to sunshine and warm sand, an international adventure, or a weekend getaway, before you go there are a few things you can do to protect your home while you’re away! Unplug all electronics and appliances: To reduce energy costs while you are traveling (and mitigate any risk of unexpected fires), it [...]

By |2023-09-25T15:51:32-04:00September 25th, 2023|General, home, tips|0 Comments

Avoiding a Fall Financial Storm!

A July 7 report from Statistics Canada on the financial state of Canadians says that, “Middle-income earners were affected most by inflationary pressures over the last year, as they spent an average of $1,306 more than they earned in income in the first quarter of 2023, while they had positive net saving of $521 in the [...]

By |2023-09-25T15:52:52-04:00September 25th, 2023|Financial, General, home, mortgage, tips, Uncategorized|0 Comments

What do Your Teenagers Need to Know about Money?

As adults, we all know the critical importance of managing money wisely and the impact our financial situation has on our overall well-being. As parents we do our best, but there are plenty of life lessons we need to teach our kids, and personal finance doesn’t always top the list. We may also not [...]

By |2023-09-05T16:01:05-04:00September 5th, 2023|Financial, General, home, mortgage, tips|0 Comments

Choosing Your Ideal Payment Frequency

Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated bi-weekly or even weekly payments. Below is a quick overview of what each of these payment frequencies mean: Monthly Payments: A monthly payment is simply a single large payment, paid once per month; this [...]

By |2023-08-17T12:05:22-04:00August 17th, 2023|Financial, home, mortgage, tips|0 Comments

After You Buy – Closing Tips.

Now that you have finished signing your mortgage paperwork and getting the keys to your first home, there are a few things to keep in mind after you buy to protect your investment and ensure future financial success! Maintaining your home and protecting your investment: Becoming a homeowner is a major responsibility. It’s up to [...]

By |2023-06-28T11:56:09-04:00June 28th, 2023|General, mortgage, tips|0 Comments

Unlocking Home Equity: The Benefits of a Reverse Mortgage vs a HELOC.

Do you need help to meet your retirement income needs? With rising inflation, accessing sufficient cashflow for your desired lifestyle can be challenging. However, with over 70% of Canadians owning their homes, tapping into home equity can be the cashflow solution you need. Tapping into Home Equity If you want to remain in your current home, [...]

By |2023-06-06T10:32:50-04:00June 6th, 2023|equity, Financial, home, mortgage, tips|0 Comments
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